Ok, I feel even worse now, BUT how is it you can safely ride a moped but not drive a car? Does your state not require a license for a moped? If so you lucked out. Licensing requirements vary so much from state to state. In MN you need a moped only license, or a reg drivers license, and insurance, but not a motorcycle endorsement. But in some states you need none of the above to run a moped. I do stand by my original statement of building your bike right, so you can depend on it. I own my lumps for not considering the endless possibilities of why people ride these bikes. Be well, and be safe.