Your best bet is to buy a used one dude. there are a lot of people that buy tomos mopeds when they are 14-16 put a lot of work and parts into them and then sell them when they get their drivers liscence.
instead of paying 1600 for a new bike you could pay 1100 for a 1-2 year old bike with 300-400 worth of aftermarket parts in it.
check the buy/sell section there are always a lot of bikes for sale in NJ. also check out craigslist.com
its up to you though you might be happy with a brand new bike with less problems. But i can almost promise you that soon you will want to buy a tecno estoril pipe, bigger carb and an athena kit. why not get it all now for much cheaper?