Many people see debt as just a part of life, and just assume every time they darken a shop they are to be down a few k, shops around here are now offering their own credit cards for god's sake....could you imagine making payments on a car and then making other payments on the repairs? You are fortunate to have a lift, I don't and there are just some things I will not do anymore, but I run old cars, which are easier and cheaper to maintain, also at the price point I buy, if there is a major failure I just scrap them, almost scrapped the crown vic, but I love it, have it running again, but still needs a bit, but have saved more than the car is worth doing most myself, may need a shop to dial it back in, but not given up, I have four cars, so some can sit while I putter with them, just all have to run by winter so can move them for the plows. The project you just completed is more than I'm willing to do, but your car is worth more than any of mine, so I totally see why you did. These are the type of conversations I like having with you, let's stay out of politics! :) I have this whole week off as I start a new job the 8th of sept so going to tinker with the Crown, she's a bucket, but rides fine and gets great highway mpg, 29.7 best ever at 70 with ac on, when she was right, not a P-71 so no low gear posi, I have what used to be called "highway gears". 12mpg in town though. I can never sell it for what I have in it, all new suspension brakes and fuel system, so will keep it as a back up for the mighty Toyota, that will just not die, but is tiny the Crown has plenty of room.