If he gives the car back and never pays a penny, I highly doubt they will go after his wages.
Just harass him like crazy and turn his debt over to a collection agency. Which he can ignore as long as he pleases.
My wife’s family is terrible about this stuff. I get calls from people looking for them. It’s weird. My sister in law had a similar car which she hid from the repo people and then just drove illegally for a long time. I think that’s stealing? Point is, they don’t try that hard. They want to talk tough and rip people off. Court costs way too much, so if he walks away, all he has to lose is his credit score which is bottomed out. 550 is as low as it gets. Far as I know.
No option that involves him continuing to pay for a car he doesn’t possess makes sense. NO, don’t do that.
$500 a month can get you a decent house in Ohio. My last place, before I moved, was a brand new double-wide home on a 6 acre wooded lot with a pond. Across the road was a river and cattle pasture. Serene. It cost $600 a month. If I had to live there or section 8, dumping all my income into a shyster’s pocket, I’d pick the country home.
It’s good that your talking about responsible options. I don’t think these kind of people deserve that consideration. They do deserve for him to get a new phone number, open a different bank account, and move on with his life.