Thanks everyone, it looks like the old timers seem to be against it. I kind of am too, I want to be helpful but this just seems like nonsense to me.
It's kind of an odd coincidence that after I posted this I found a good deal on 2 used bicycles for my wife and I to ride for exercise. I went to get them and all went well except I noticed that one of the bicycles needs a pedal replaced.
So I order a pedal and a stupid pedal wrench that seemed to be overpriced. As I was looking for the wrench my wife ordered chinese food for dinner. And I thought I could be using the money I'm spending on tools on something fun/frivolous like fast food or a movie etc., but no I make the sacrifice to have what I need.
So the same goes for all, we all could have bought more frivolous things instead of tools and then some fucker comes along and thinks instead of doing the same for themselves they'll just mooch from someone they know.
It's a fucked up mindset. . If I needed something I'd wait and buy it myself, if I couldn't afford to or needed it quickly I would at least pay someone for the use of their tool if it came to that.
And in this case you can see the reward for helping out such a person..... Another favor asked..
I've heard the expression play stupid games, win stupid prizes. . I think it is applicable here. The stupid game is tool loaning, the stupid prize is more requests for tool loaning.
Now there is the matter of diplomacy ... I have to see this fellow on a somewhat scheduled basis. If the person was a rando or neighbor I would promptly tell them to fuck off.
I'll probably end up lying and saying I no longer have the tool just to not piss off said person. . That alone is kind of fucked, but you legit can upset people by telling them no. Which only further shows their sense of entitlement.....