And that is what happens when you let politicians spend millions to get reelected... and then let large corporations provide those millions to the politicians to get elected (or reelected).
.. Who's business does the politician pay attention to?
The business of ther large corporations who helped him get elected...
Insurance Co's are one of the largest political money contributers in the country... So they have pushed for extensive "screw the citizen" rules and regulations.
I am NOT advocating getting slobbering drunk and driving... but the extent to which the states rules and reg's are designed to screw us over is... out of control.