Minnesota Moped Questions

Jay /
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As I was reading up on the moped laws in Minnesota and some other states, a few things became clear:

1) To legally operate a moped in the state of MN, I must possess motorcycle insurance.

2) No title is required for moped operation in MN, but it is required in several other states.

This raises 2 questions for me:

1) Any other Minnesotans around here, do you have any recommendations on a good insurance company to go with? In this post quoted from 2006, Geico charged $97/year, which seems pretty decent. Any other recommendations? Is motorcycle liability still required in MN?

2) I'm planning to draw up a bill of sale before I purchase my first moped. The bill of sale will contain the following information:

-Date of Purchase

-Amount of Purchase

-Make, Model, and Year

-Odometer reading

-Buyer and seller signatures

Is there anything else I should include in the bill of sale, or that I should consider securing at the point of sale which will aid in the acquisition of a title from the Minnesota DMV?

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