You're right. It does ask for insurance if you click on "1987 and older vehicles". Click on the "1992 and older vehicles".
It only costs $75 that way.
Fill out this form.
http://www.its-titles.com/Al%20Letter.htm
And fill out this one and have it notarized.
http://www.its-titles.com/Al%20Aff.htm
Then enclose a check for the amount on this table
http://www.its-titles.com/Al%20Prices.htm
And send it in! I had my title in two weeks.