Thanks for the advice. You guys are great!
But the problem w/ the clutch wasn't at the handle itself. I could move the handle, but the cable didn't retract at all. It was the cable itself that was pulled tight. I'm not sure why or how. So the cluth is really messed up. I haven't had a chance to look at it yet since then, and probably won't have a chance until Saturday. But I'll order four cables and replace them all in one shot, making sure to lube them good and proper. Two-stroke oils is good? That's all I have right now (other than WD40 and chain lube).
I'm guessing the cables are frayed somewhere. I can only see visually the front brake cable, and that one is COMPLETELY frayed and hanging on only by a threat. Boy, I sure hope the clutch isn't frayed INSIDE the clutch. Would I have to take apart the clutch? How tough is that?