UPS actually insures every shipment up to 100 bucks for free. File a claim and you will be cool.
I have never had an issue with UPS, but every package that I get from USPS has a hole in it or a tear like someone is looking to see if anything inside is worth stealing... I actually shipped a zippo to someone in a padded envelope and it got stolen... If you ship something in a padded envelope you really gotta tape the living shit out of it...