The only moped you listed is the kinetic. You'll need a motorcycle lisence for the other two, they did make a 50cc madass but I have only seen the 125's in the us... also, the madass used horrible quality Chinese clone engines. Some clones are great, like lifan made engines. But the madass was built by the lowest bidder. Junky
Hobbits are wonderfully reliable bikes, the only shortcoming is the carb in my opinion. Which isn't a big deal with a clean gas tank, they're just finicky when they aren't perfectly clean inside. But once the carb is clean they run forever..so non issue.
The Honda 90 is by far the most reliable you listed, but as we've said. Not a moped, it's a motorcycle. The horizontal Honda 4t engine is the most produced engine of all time. Over 20 million have been made. Very reliable
Just understand that whatever you go with, you will be the mechanic. And you will brake down.
Two stroke mopeds are infinitely less complicated to repair and work on tho.
If I was going for a reliable daily driving moped I'd look for a clean Puch maxi with an e50 engine. Stay away from ANYTHING french, Motobecane, peugeot....great bikes but higher maintenance.
If you don't care about performance parts availability, ie making the bike faster. anything with a Sachs 505 engine is great too. Super reliable as well.
But really, a beginner wanting any moped as a main source of transportation isn't a great idea... you will break down, You will get stranded, and if you don't understand the engineering of your bike and carry tools you'll be in trouble. (edited)