ive been thinking about getting one of those Cobra scooters, like the one at www.scootertherapy.com . right now, i have a tomos with a bore kit. I was wondering how much of a better of a machine these scooters are, and im only 15 and ur suppossed to be 18 to ride a scooter. i was thinking i could just register it as a 50cc moped, because the engine in the scooter is only 50 cc 's. Would i have trouble getting insurance for this since im only 15? would i just get insurnace for it from the same place as my tomos?