Back in '10 I was hit head on by a lady making an illegal left into a one way (the wrong way). My Pryer trike was totalled. They tried to give me $200 for it. I got an appraisal from a local moped shop for $2000 and they paid me the $2000 plus the $50 appraisal fee. Plus I got to keep it since they didn't want it. I had my brother-in-law restore the fiberglas fender that was crushed, and I fixed the rest and it lives to this day and it cost me $300 to bring it back. Stick to your guns. They hate people like us.