We got rear-ended by somebody in 2014 and I had a handicap tag they wanted to give me the worst rental vehicle known to mankind ! Even if you weren’t handicapped, some subpact Toyota or Nissan that you would need a shoehorn or be be like 100 pound person to get into and I said no way because I had a Dodge Caravan, and I want the same type vehicle I need because get your dumbass driver bashed into me because he wasn’t paying attention attention and I got a 2013 Dodge Caravan for a month while our van was being repaired and that was only because I complained,
So if I were you I’d complain since it wasn’t your fault! Tell them to buy you a bike like the way you had one!
Insurance companies only deny because they’re bigger than you and can starve out you out, F them, I’d keep complaining, screw them people! I’ve complained on every insurance claim, again ones wasn’t my fault and I got more than they offered but don’t quote me on that!
When it was my fault I excepted whatever they gave and they were almost fair but One case one when was a parking lot collision and it was 50-50 fault I should’ve got way more amount!