I've lawyered up. Yes, I do have health insurance. No, I am not at fault, so @ trick METRIC your point on whether or not I should have insurance on my property (assumed collision insurance in this case) wouldn't matter. My insurance would not cover it so I'm not sure how your point comes into play. Also I'm not crying about anything, I'm just wondering about resources to value something that should carry some value even if it's only 20 bucks for scrap metal.
Either I have a tendency to down play things. My chin was in 5 pieces and both my knees are broken hence a 'few' not a couple broken bones, but I'm doing okay