So today I was out for a cruise going about 40 on some back country road, when I approached a nearly 8" drop in the road where the town apparently gave up on paving and left this gnarly, unavoidable transition from one surface to the next. I had just enough time to get on the brakes hard enough to shed about 10-15mph before slamming over it. In doing so the bracket where the back fender mounts at the front most point straight up snapped and in turn feeding the entire fender under my rear wheel, at speed. So my Urban and I go skating along down the road before tipping over and grinding to a halt. Luckily me and my bike are just fine other than some minor scrapes.
Needless to say from today on I ride w/o a rear fender.
Also I have some on board video I'll try and get on here