I picked one up a K-Mart for 65 bucks I test drove it yesterday in 40 degree weather and didnt feel a thing except I didnt have my full face helmet on , I got gloves and a neck protector from LandsEnd, because I ride all year on my bikes, give me a sunny day and thats all I need to ride, oh and sometimes a windshield can create worse problems in cold weather by directing a buffeting wind right in your face, but cold or no get out there and ride!!!